You Can’t Outgive God

by: Rick Warren

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God came up with the idea of multiplication.

If you give him your time, he multiplies it. If you give him your money, he multiplies it. If you give him your talent, he multiplies it. If you give him your energy, guess what? He multiplies it.

It’s the same principle as planting seeds. Second Corinthians 9:10 says, “God gives seed to the farmer . . . God will also give you seed and multiply it. In your lives he will increase the things you do that have his approval” (GW).

Think about that: God will increase the things you do that have his approval.

Farmers know that seed must be given away for it to increase. If you keep seed in a sack, it doesn’t do any good. But when you plant it, it multiplies. When you plant one corn seed, do you just get one corn seed back? No, you get a stalk with hundreds of corn kernels. When you plant one watermelon seed, do you only get one seed back? No, you get a bunch of watermelons with hundreds of seeds in them. God multiplies whatever little bit you give him.

“Remember that the person who plants few seeds will have a small crop. But the one who plants many seeds will have a large crop. God loves the person who gives cheerfully” (2 Corinthians 9:6-7 AP) That’s because God gives cheerfully and he wants us to be like him.

The story of Saddleback Church cannot be told without telling of the thousands of people who sacrificed financially to make the church possible. Our campus with all of its buildings didn’t just happen. Somebody sacrificed for them. People chose to give their money instead of buying things for themselves—just to make it happen.

One of the great lessons that Kay and I have learned over our years of ministry is that you cannot outgive God.

Whatever you give him, he takes and multiplies. This was a lesson we learned on a personal level. Three different times in our marriage God told us to give away our entire savings. Each time we obeyed, God would replenish it in greater ways than ever before.

In December 1987, we had to close the deal on the land for Saddleback Church. Our people had given over a million dollars, but we were still short on that last day. I thought, “God, we’re so close and our people have sacrificed beyond measure. This is the last day before we lose the property. You’re not going to let us get this close and let us fall. What are you going to do?”

Before that day was out we received a letter from a man who’d only visited Saddleback one time. He didn’t even live in Orange County. His note said, “I believe in the vision of Saddleback Church.” And in that letter was a check for a quarter-million dollars. We were able to close the deal and get the land.

God’s timing is perfect. That was the last business day of 1987. The first business day of 1988 that man—who was a banker—went to the bank and his trustees called a special meeting. They didn’t know he’d just given us a quarter-million dollars. They called him in and said, “We’ve had a record year with banner profits. We’re going to give you a one-time bonus.” And 10 days after he’d given this church a quarter-million dollars, they gave him a one-time bonus of $750,000.

He called me on the phone. “Rick, you cannot outgive God! I keep trying, but it doesn’t work.”

When I told this story to the Saddleback congregation, I said, “Don’t you wish you’d given a quarter-million dollars?”

The Bible promises, “You won’t regret it. No one who has sacrificed his home, spouse, brothers and sisters, parents, children – whatever – will lose out. It will all come back multiplied many times over in your lifetime. And then the bonus of eternal life!” (Luke 18:29-30 The Message).

That’s a promise of Jesus Christ directly from his lips. “Always give yourself fully to the work of the Lord because you know that your labor in the Lord is not in vain” (1 Corinthians 15:58 NIV).

> Read more from Rick.

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Tags: Generosity, Rick Warren

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How Church Generosity Can Impact Your Community

by: VRcurator

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How can we ensure our giving helps those in need instead of hurting them? 

Americans continue to give to charitable organizations at a record pace. Charitable giving in 2015 was over $373 billion, according to The Giving Institute, surpassing the previous year’s amount by over four percent.

Religious giving is the top category in that total, with over $119 billion given. While much of that amount goes to internal church operations, a large percentage goes to help individuals and groups “in need.”

It’s that last phrase – “in need” – that has come under scrutiny in recent years, as churches consider how their giving to others is actually impacting their lives.

Is it possible that much of the money we give is either wasted or actually harming the people it is intended to help?

THE QUICK SUMMARY – When Helping Hurts, by Steve Corbett and Brian Fikkert

When Helping Hurts is a paradigm-forming contemporary classic on the subject of poverty alleviation.

Poverty is much more than simply a lack of material resources, and it takes much more than donations and handouts to solve it. When Helping Hurts shows how some alleviation efforts, failing to consider the complexities of poverty, have actually (and unintentionally) done more harm than good.

But it looks ahead. It encourages us to see the dignity in everyone, to empower the materially poor, and to know that we are all uniquely needy—and that God in the gospel is reconciling all things to Himself.

Focusing on both North American and Majority World contexts, When Helping Hurts provides proven strategies for effective poverty alleviation, catalyzing the idea that sustainable change comes not from the outside in, but from the inside out.

A SIMPLE SOLUTION

The American church exists in the most prosperous and materialistic society in the world. Because of that, the church often thinks of poverty as a lack of material things – money, food, clothing, and shelter.

As a result, many think the way to alleviate poverty is to simply give material things to low-income people: money for bills, food and toys during the Christmas season, and warm clothing during cold winters. These are often presented as immediate needs, and we respond by taking care of the problem.

Or does it? In most cases, what has been taken care of is a symptom, not the underlying problem facing the individual. Repeated over long periods of time, these “charitable” actions often create crippling dependencies. To be most effective, churches need to move past the immediate and correctly diagnose the deeper causes of material poverty.

Truly helping the material poor typically requires a much greater commitment of time, resources, and energy than the common method of simply giving them handouts. Truly helping the material poor means you have to look for ways to move away from practices that create dependency and toward approaches that promote long-term positive changes.

Poor people in North America could benefit from all the following: 1) the ability to work at jobs with living wages; 2) the capacity to manage their money; and 3) the opportunity to accumulate wealth. Moreover, like all of us, poor people need the highly relational ministries – delivered through the body of Jesus Christ – that help them to overcome the effects of the fall on their individual heart, minds, and behaviors.

Employment, financial management, and wealth accumulation are all part of the “economic development” sector of poverty alleviation. While each of the economic interventions discussed play unique roles, they are similar in that they all:

Use development rather than relief, because the vast majority of poor people in North America are capable of participating in the improvement of their lives.

Improves some aspect of the economic system or enable poor people to use the existing system more effectively;

Use an asset-based approach that builds upon the skills, intelligence, labor, discipline, savings, creativity, and courage of poor people;

Have the potential to be designed, implemented, and evaluated in a participatory manner;

Provide an opportunity to use biblically abase curricula, allowing for a clear presentation of the gospel and addressing of worldview issues;

Use church-based mentoring teams that can offer love, support, and encouragement, thereby providing a relational approach that seeks to restore people’s dignity, community, stewardship, and spiritual intimacy;

Are implemented over fairly long periods of time, thereby creating space for “development,” the process of ongoing change and reconciliation, for both the “helpers” and the “”

Steve Corbett and Brian Fikkert, When Helping Hurts

A NEXT STEP

Think about ways your church has been working with poor people. How have you been fostering triggers for positive change or undermining them?

What has been your church’s history of using a team of supportive people to help individuals and families to change? What are some things you have learned? If you are not using teams of supportive people, what could you do to change this?

Ask any Christian business people you know if they would be willing to provide an employment opportunity to a poor person. Find out what steps you could take as a church to make this idea more palatable to these businesspeople.

Could your church provide temporary employment to poor people by opportunities to do yard work, cleaning, repairs, etc.?

Consider getting additional training for your congregation on jobs preparedness, financial education, and wealth accumulation ministries.

Excerpt taken from SUMS Remix 59-3, February 2017.

This is part of a weekly series posting content from one of the most innovative content sources in the church world: SUMS Remix Book Summaries for church leaders.

SUMS Remix takes a practical problem in the church and looks at it with three solutions; each solution is taken from a different book. As a church leader you get to scan relevant books based on practical tools and solutions to real ministry problems, not just by the cover of the book. Each post will have the edition number which shows the year and what number it is in the overall sequence. (SUMS provides 26 issues per year, delivered every other week to your inbox). 

>> Subscribe to SUMS Remix <<

Tags: Brian Fikkert, Community Impact, Generosity, Steve Corbett, When Helping Hurts

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A Perspective on Generosity that Engages Heart and Mind

by: VRcurator

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How can we ensure our giving helps those in need instead of hurting them? 

Americans continue to give to charitable organizations at a record pace. Charitable giving in 2015 was over $373 billion, according to The Giving Institute, surpassing the previous year’s amount by over four percent.

Religious giving is the top category in that total, with over $119 billion given. While much of that amount goes to internal church operations, a large percentage goes to help individuals and groups “in need.”

It’s that last phrase – “in need” – that has come under scrutiny in recent years, as churches consider how their giving to others is actually impacting their lives.

Is it possible that much of the money we give is either wasted or actually harming the people it is intended to help?

THE QUICK SUMMARY – Charity Detox by Robert D. Lupton

The veteran urban activist and author of the revolutionary Toxic Charity returns with a headline-making book that offers proven, results-oriented ideas for transforming our system of giving.

In Toxic Charity, Robert D. Lupton revealed the truth about modern charity programs meant to help the poor and disenfranchised. While charity makes donors feel better, he argued, it often hurts those it seeks to help. At the forefront of this burgeoning yet ineffective compassion industry are American churches, which spend billions on dependency-producing programs, including food pantries. But what would charity look like if we, instead, measured it by its ability to alleviate poverty and needs?

That is the question at the heart of Charity Detox. Drawing on his many decades of experience, Lupton outlines how to structure programs that actually improve the quality of life of the poor and disenfranchised. He introduces many strategies that are revolutionizing what we do with our charity dollars, and offers numerous examples of organizations that have successfully adopted these groundbreaking new models. Only by redirecting our strategies and becoming committed to results, he argues, can charity enterprises truly become as transformative as our ideals.

A SIMPLE SOLUTION

Robert Lupton again addresses the idea that much of current charity work, while done with the right intention, misses the mark of actually helping the recipients. He sums up Charity Detox with these sentences: “We cannot serve people out of poverty. Yet our massive service industry is based upon this false premise.”

In this book Lupton asks us one of the most important questions concerning our charity efforts: Do we care about results?

In other words: Are we interested in seeing families thrive or are we just interested in distributing resources to them? Are we content measuring volunteer activity or do we actually want to measure outcomes?

Dr. Lupton, speaking from 40 years of experience in neighborhoods experiencing poverty, is compassionate enough to tell us the bad news about traditional models of charity – they are not moving the poverty needle. People, families, and communities are not being moved out of poverty through our service efforts, programs, and mission trips.

Understanding this truth should change the way churches evaluate and respond to the needs in communities they are attempting to minister to. If we are not rooted in people’s lives and in the contexts in which they live, then we are always going to be limited in how we understand the path ahead. The way we label the problems, define solutions, and build strategies will miss the critical elements that only the long, hard, work that neighboring will reveal.

In order to transform the neighborhoods where the poor live, we must reweave the very fabric of the community. There is a powerful impact that becoming neighbors can have on a community.

Three Rs of Community Development

Reneighboring

Without connected, involved, resourced neighbors, no neighborhood can thrive. Without a transfusion of new blood, troubled communities will continue to deteriorate as the capable exit in pursuit of better opportunities. An infusion of new life, rich with creativity, teeming with fresh ideas an energy, abundant with capacity – this is what invigorates a community.

Reconciliation

While the relocation required by reneighboring is the most radical R, reconciliation is the most challenging – though also potentially the most rewarding. Reconciliation involves reaching across the barriers of race, class, and culture, receiving as well as giving, and learning to respect and trust those from whom we have been estranged. When community works, when the neighborhood is blessed with a leaving of reconcilers, that very diversity gives life richness and flavor.

Redistribution

Exchange might be a better word to describe this outcome, because exchange assumes that everyone has something of value to contribute to the life of a community. Redistribution is the natural outcome of being neighbors in a diverse community. Because neighbors live in proximity to one another – and because they choose to depend on one another – the opportunities for exchange (redistribution) become a normal part of community living.

Robert D. Lupton, Charity Detox

A NEXT STEP

Identify those in your congregation that have the greatest opportunity to live out the three R’s. Look for individuals already living in diverse neighborhoods. Once you identify them, bring them together to start robust dialogue around the three “R’s”. Chances are they are either being very intentional about their community, they see it as something they need to escape, or they are unaware. Bringing them together on a regular basis for peer support, dialogue, idea exchange, and simply making the church more aware could reshape your culture.

There are different ways we measure success as church leaders: input, output, and impact measures. Are you looking at charitable giving and service as simply something you are giving to (impact) and measuring by how many people served, how many meals provided, etc. (output)? Or, does your church measure the impact it is having on the community or surrounding city?

Leverage this team to make a list of the sociological, relational, or spiritual needs in your community. Instead of looking at this through the lens of input or output, indicate which needs your church could most easily focus upon and see an impact. Outline key next steps to take and move forward with intentionality.

Excerpt taken from SUMS Remix 59-2, February 2017.

This is part of a weekly series posting content from one of the most innovative content sources in the church world: SUMS Remix Book Summaries for church leaders.

SUMS Remix takes a practical problem in the church and looks at it with three solutions; each solution is taken from a different book. As a church leader you get to scan relevant books based on practical tools and solutions to real ministry problems, not just by the cover of the book. Each post will have the edition number which shows the year and what number it is in the overall sequence. (SUMS provides 26 issues per year, delivered every other week to your inbox). 

>> Subscribe to SUMS Remix <<

Tags: Charitable Giving, Generosity, Robert D. Lupton, Toxic Charity

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5 Lessons about Church Giving that Amazon Can Teach Us

by: Rich Birch

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Way back in the mid-1990s there were a lot of companies gunning to be the leader in “online retailing.” (Who remembers Pets.com?) Amazon was an early leader. Since then, it has cemented its place as the “everything store” by offering a massive selection of items that are delivered at a shockingly quick rate.

Google is the search engine for knowledge. Amazon is the search engine for purchasing. 

In fact, 44% of all online shoppers go directly to Amazon to make purchases. [ref] When people give, our churches’ digital giving interfaces are being compared to Amazon’s. We need to learn about how this e-commerce retailer handles their customers and apply those lessons to our donors.

• Reduce Friction // Have you ever noticed how easy it is to purchase something on Amazon? Over the years, they have focused on reducing the friction in the online shopping experience to encourage more people to spend with them. It’s beautiful to watch all the various pieces working together. Amazon Prime removes the “added shipping cost” from the “shopping cart” so we don’t slow down at check-out. They store multiple credit cards so you can decide where you want to charge individual purchases. The Amazon Dash buttons allow you to push a button and have common items ordered and shipped to you. The latest tool, Amazon Echo, literally allows you to call out orders from your home and they’ll ship them to you! Is your online giving system complex and hard to follow? Are you asking people to go through extra hoops that add to your convenience but to their annoyance? Is it easy to find how to give to your church on your website?
• Send More Emails // If you are a regular Amazon shopper, you get a tremendous amount of email from them. Every time you order, you receive a confirmation email, a “your order is shipped email” and an “order arrived” email. You also receive regular marketing emails about categories of products they believe you might be interested in. If you browse certain items but don’t purchase them, Amazon will send you “recall” emails to bring you back to the site to purchase the item you were thinking about. You might not like all this email … but it works. It drives the behavior they are looking for. Most churches don’t send enough email. They are afraid to junk up inboxes. I’m not advocating sending the same amount as Amazon — just yesterday I received 8 emails and I didn’t purchase anything! — but I am saying churches need to send more. Obviously an acknowledgment email … but what about monthly statements rather than waiting for quarterly ones? Emails that show the impact of giving, or ones that show how people can set up a new aspect of online giving? These may move people from regular “one-time gifts” to “recurring donations.” Send more emails … it’s okay.
• Invest in Long-Term Solutions // One of the things I admire about Amazon is their commitment to investing in long-term customer satisfaction rather than just chasing short-term trends. They have steadily sped up the delivery of their products over the years, reducing the time they call “click to ship” from days when they started to minutes in some instances today. This is an impressive feat for a company with 244 million customers. [ref] Investing in your digital giving solution is wise over the long haul. People are moving closer toward this approach than traditional donor channels from the past. It might take you a while to get it right, but people will be using this system for years. Gather your team and start working on this for your church. It’s not a short-term fad but a long-term shift that you need a solution for.
• Don’t Miss Mobile // The Amazon app is a beautiful experience. It has a UPC scanner where you can walk into traditional “bricks and mortar” stores, scan items and compare the cost to purchase it on Amazon. I’ve purchased many items over the years after looking at them in the store and then buying them online. Mobile is the way people increasingly interact with the web. Your site needs to be “mobile optimized” so it works cleanly on a wide variety of phones, tablets and other interfaces that people carry around. In fact, your digital giving solution really should be seen from a “mobile first” perspective because all the trendlines are pointing toward that being where most people will interact with you.
• Be Customer “Obsessed” // Amazon is crazy-obsessed with making people happy. They work hard to ensure customers love their service more than any other online store. It’s the first of their fourteen values and it permeates how they talk about and live out their mission. We know that when people give to your church, they are giving to what the Lord is doing — but sometimes it can feel like we ignore our donors out of a false sense of not wanting to show favoritism. Everyone who chooses to give anything to your church is vital to your mission. They are as important in making your services happen as that core volunteer who is “first in, last out” every Sunday. We go out of our way to treat volunteers with love and care … we need to do the same with our donors. On top of that, some of them have the spiritual gift of giving and, like other gifts, we want to see it exercised well within our churches. If we ignore people who give, we’ll miss the opportunity to develop those gifts!

> Read more from Rich.

Connect with an Auxano Navigator to learn more about Generosity in your church.

Tags: Amazon, Church Giving, Generosity, Rich Birch, giving in your church

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Moving from Financial Deficit to Abundance

by: David Putman

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Somewhere I picked up the line, “Your vision will always outpace your resources.” Can you relate? Do you find yourself in the position where you always need more money for more ministry? For the majority of us the answer is a resounding YES! When it comes to money there always seems to be more month than money. Unfortunately, great opportunities come and go simply because we lack the resources to take advantage of them.

What if it doesn’t have to be this way! What if the issue isn’t a lack of available resources? What if the lack of resources is a leadership issue? For many of us I believe this is the case. Let’s be honest. Many of us lack the skill and competency to move from a deficit to an abundance of resources for kingdom impact. It isn’t that we are bad leaders. It just happens to be where we are at and the good news now is we can do something about it.

Where do we start? Why not determine that the one big thing for this next year is going to be moving our financial needle from deficit to abundance. Here are some thoughts and best practices on getting there.

Start with Vision Clarity

When I assess the causes I’m giving to, there is always a clear and compelling vision behind it. I have no question what problem my resources will help solve. One of the ministries I support is a fast growing church planting movement among the Iranians. One way I can support them is by providing New Testaments at the cost of $6.00 each. For every New Testament we put in the hand of an Iranian, there are five to six Iranians who come to Christ.

Often when I do vision clarity and generosity work with churches I tell them this story and ask them, “What’s your Iran?” General appeals for resources get a general response. Abundance begins when we give people a compelling reason to give within the local church. People want to be a part of something significant. They want to do more than turn on the lights. They want to solve a problem that creates a better world.

Budget on Last Year’s Income

It doesn’t stop with vision. If we are going to have an abundant harvest of resources to invest in the kingdom, we must look at how we operate. A common practice in setting the church budget is to take last year’s receipts and add a certain percentage to that number based on anticipated growth in attendance and giving. If last year’s income was $500,000 we may anticipate a 10% growth in giving, so we set our new budget at $550,000. This is not necessarily a best practice or even a good practice.

What if instead we budget on last year’s income or even went a step further and budgeted on less than last years budget? What if instead of budgeting on $550,000 or even $500,000 we budged on $450,000?

What if while we budgeted on $450,000, our giving grows to $550,000? Now we get to live in abundance. Instead of fighting for budget we have a surplus to invest in the kingdom, margin for the lean times, and/or a head start on the next big capital need.

Rethink Your Percentages

In addition to budgeting on last year’s numbers, we need to rethink how we spend our budgets. We have found a consistent model for budget planning that allocates 50% on staffing, 25% on facilities, and 25% on ministry and missions. Whenever our staffing cost goes up, it has to come from somewhere. If the cost of our facilities increases, then a church has to cutback on ministry, staffing, raise additional dollars, or they enter into a deficit.

Driving down your numbers can be another way of creating an abundance of financial resources. Some churches have found the best way to do this is by lowering their staffing cost. This doesn’t mean that they pay their staff less and reduce the level of their benefits. It simply means that they expect staff to equip volunteers to lead ministries.

These churches often operate with 35% to 40% of their budget going to staff. This is radically different than how I was taught to budget. We budgeted to grow by adding staff even when we couldn’t afford it. We would rationalize it by saying things like, “A good staff member always pays for himself or herself.” Maybe you can relate. To be completely honest, it seldom or almost never worked out for us. We usually ended up cutting something or someone we deemed less strategic. It was the constant proverbial rearranging of the deck chairs on the Titanic.

Develop a Robust Leadership System

You can’t reduce your investment in staff without developing a robust leadership system. To do this we need volunteers that can lead. Paul put it this way, “So Christ himself gave the apostles, the prophets, the evangelists, the pastors and teachers, to equip his people for works of service, so that the body of Christ may be built up until we all reach unity in the faith and in the knowledge of the Son of God and become mature, attaining to the whole measure of the fullness of Christ” (Ephesians 4:11-13, NIV).

In our work with churches across the nation it’s common to find an abundance of volunteers, but a deficit when it comes to volunteers who are actually leading. Churches that are able to dial back on staffing have an intentional process in place to raise-up an abundant harvest of leaders who can serve in strategic places eliminating the need for paid staff in certain places.

Create a Generous Disciple Pathway

At the end of the day we will never experience abundance if we don’t develop generous disciples. Disciple making at its core is about worldview transformation. We need to disciple people to think about their resources differently. For abundance to take place, we need the mind of Christ. A generous disciple pathway will help disciples navigate toward this new mindset regardless of where they begin. Imagine an intentional pathway that helps occasional givers become regular givers, and regular givers to become tithers, and tithers to become extravagant givers.

If we did this alone it would have an incredible impact on our ability to impact the kingdom. At the same time let’s face the fact that creating generous disciples without the other practices may not lead to abundance. Abundance is the result of a discipline approach that includes all of the practices mentioned above.

Conclusion

Chances are your financial systems are perfectly designed to get the results you are currently getting. Making lasting changes aren’t a matter of doing business as usual. We often believe that change is the result of our wills. Unfortunately, we don’t know what we don’t know.

Lacking the skills or competency as a leader to create abundance isn’t a failure. Failing to reach out to those who can help you learn new skills or competencies can be. Don’t be a leader that says that you will figure it out and don’t. There’s too much at stake.

Start by using the Generosity Dream Tool to dream a new generosity dream that includes an abundant harvest of resources for kingdom impact. Don’t stop there. Reach out for help! Make creating abundance for kingdom impact your one big thing this year. I promise you that it will have an incredible impact now and in the future.

Want to learn more about moving from financial deficit to abundance? Connect with an Auxano Navigator and start a conversation with our team.

Tags: David Putman, Generosity, Generosity Dream Tool, abundance

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Money Matters: Aligning Priorities Toward Eternity

by: VRcurator

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How can we cultivate a “get to give” not a “got to give” culture of generosity?

It is inspiring to watch generosity flourish. Here are four simple principles regarding generosity:

• God is a very generous God.
• He created us in His image to be generous people.
• When we are generous together the world is a better place.
• Generosity is rewarding to both the giver and receiver.

Money can really bind us at times and create many life burdens. Generosity is the path of freedom, joy, and impact.

Yet, the typical church is full of people who see giving at best as a chore and most often as a necessary burden.

Make God’s priorities your priorities.

THE QUICK SUMMARY – The Generous Soul, by Marty Duren

Marty Duren conducts a thorough study examining how Christ followers relate to money and possessions in the larger Kingdom purpose.

Viewing each believer as a ‘missionary manager,’ The Generous Soul provides a solid biblical foundation for a life of financial generosity toward others based on the faithfulness of God. The book includes a set of 20 conversations starters making it suitable for individual or group study. 

A SIMPLE SOLUTION

Success in becoming generous is 100% impossible without embracing the principle that God owns everything. We are stewards of a few small things that God owns. God owns our lives, our jobs, our church, our bodies, and all our physical possessions.

As managers of God’s possessions, our responsibility is to handle “our” stuff just as God would if He were on earth; this is the substance of Jesus’ parables.

The proper understanding of finances means that the priorities of God’s people related to money and possessions should be the same priorities that God has for the Kingdom. The use of money is not a separate reality from the gospel. On the contrary, our use of money and possessions is a direct reflection of our understanding of and love for the gospel and the Savior it reveals.

If the gospel, the Good News, is the story of God’s redemptive activity through Jesus Christ of all things lost in the Fall, then everything under our management is usable for the embodiment and expansion of the gospel. If we keep money and possessions under a separate section of our lives it is tantamount to lording overt that area ourselves rather than yielding lordship to Christ.

To maintain this control of our finances is like divorcing ourselves from God. We cannot, no matter how much we try, serve both God and mammon.

Marty Duren, The Generous Soul

A NEXT STEP

Sharing stories of people doing both good and great things inspires others. When it comes to giving, people can often feel shame and inadequacy. However, the Bible reveals great nuggets from people who lived attainable generous lives on an every day basis.

The Gospel of Luke captures these stories of generosity. Jesus introduces us to men and women, both mature and immature in their faith. He describes both real and fictional characters engaged in very normal activities; still they manage to live abundantly generous lives. Some of these characters are expected while others are rather unexpected.

Review the following givers Jesus knew, and make it your goal to practice what they lived.

Unsuspecting Giver– Luke 8:1-3 tells us about some of the early actions of the 12 disciples and several ladies. These early recruits were newbie’s in the faith, straight out of the marketplace. On top of that, the women are described as formerly having evil spirits, diseases, and demons. This is probably not the list that most would make heroes of or at least not just yet. Still these early adopters who are taking their first steps of faith are said to be supporting Jesus “out of their own means” and Jesus wants to make sure you know them. There are no high and lofty requirements to generosity, just give.

Called Giver– Luke 9:3 and 10:4 introduces us to an extreme giving request of Jesus. He called His early disciples, over 80 of them, to give up everything for the sake of a short-term mission trip. He sent them all out into the harvest, to share the good news and help people with their needs. Jesus called them to go, take nothing, not a dime or a change of clothes, not even a snack. We are called to support Jesus both out of our means and at times by giving up all that we have. Don’t worry, you won’t be the first or last person Jesus asks or sends out – just one of many who have learned to enjoy the adventure.

Compassionate Giver– Luke 10:35 introduces us to a fictional character, but the story is powerfully real. Today we call him The Good Samaritan, a man who allowed his day to be interrupted. He didn’t permit the inconvenience or expense to stop him. Whatever others may say about his investment in a troubled person did not matter. He gave compassionately and comprehensively. No trite pat on the back here. Rather he gave time, energy, and resources over an extended period for a man he may never see again. Giving people are both simple and alert. This story could look a little heroic, but it’s really just common courtesy. If you can’t be stopped in your tracks, you will never be able to give compassionately.

Investing Giver– Luke 10:15ff is another fictional character in a very real situation. It’s a successful businessman tempted by greed. His thriving business has put him in a quandary. His barns are too small, so he builds bigger barns to store his wealth and coast into the future. Only life changes and his money can’t solve his spiritual problem. Focusing on an earthly investment did not pay off as he anticipated. Jesus instructions are to live by faith and don’t trust in worldly wealth. Instead, sell your possessions and give to the poor. This will reap an unstoppable reward and grow a heart toward God. Seeing the future clearly helps us hold loosely to the things of today.

Fake Giver– Luke 18:22 shares about a man who lived on the dark side of generosity. We commonly call him the Rich Young Ruler. He appears to desire a relationship with Jesus; however, as the story unfolds we learn where his heart really is. He is so proud of his religious life, and then Jesus exposes that it is paper-thin. No hero here. This is only a stark reminder that the Rich Young Ruler can be a stealthy resident in the life of very religious people. He chooses to fail at generosity and he had all the resources to accomplish it. How sad.

Transformed Giver– Luke 19:8 provides us with an immediate and rather bold response of faith. It comes from Zacchaeus. He is a brand new follower of Jesus – less than one day. He is really wealthy just like the Investing Giver and the Fake Giver. Jesus doesn’t ask him to show his faith through generosity at all. This still this doesn’t stop Zacchaeus from thinking about it on his own. He confesses his financial sins having been a cheat and thief. Then he demonstrates a changed life by giving half of his possessions to the poor and paying back anyone he wronged four times what he owed them. Jesus said we would be known by things like love and fruit. Generosity is a great demonstration of both.

These are just a few of the giving stories in the Bible.

• Pick one of the stories and share it with someone else this week.
• Make a commitment to learn and live the lessons of one of them this month.
• Create a family practice of learning to live generously around one this summer.

Taken from SUMS Remix 43-3, published June 2016

This is part of a weekly series posting content from one of the most innovative content sources in the church world: SUMS Remix Book Summaries for church leaders. SUMS Remix takes a practical problem in the church and looks at it with three solutions; and each solution is taken from a different book. As a church leader you get to scan relevant books based on practical tools and solutions to real ministry problems, not just by the cover of the book. Each post will have the edition number which shows the year and what number it is in the overall sequence. (SUMS provides 26 issues per year, delivered every other week to your inbox). 

> Subscribe to SUMS Remix <<

Tags: Generosity, Marty Duren, SUMS Remix, The Generous Soul

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Discover the Genius of Generosity

by: VRcurator

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How can you connect with high-capacity givers in your church who are not yet giving without appearing greedy?

It’s right there in the Acts 2 account of the early church. As disciples are made, giving is a natural overflow. Generosity development in your church is really people development. Leaders need to look at the matter of generosity through the eyes of the giver instead of the staff, finance committee, or other leadership group. When you look through giver’s eyes, you will begin to see how you are actually discipling them by helping them grow their generosity and develop their giving.

Solution – Discover the genius of generosity

THE QUICK SUMMARY – The Genius of Generosity, by Chip Ingram

The “secrets” to being financially savvy are all around us. Go to your local bookstore or look online to read all the books written on how to manage your finances. Turn on the television to hear wise tips from financial experts. Surf the Internet to skim the “Seven Habits of Highly Successful Money Managers.”

The truth is most people want to be financially savvy. And some say to be smart, you must spend carefully. Others say to be wise, you must save regularly. But as the title of this book reads, to be genius, you must give generously.

A SIMPLE SOLUTION

You can’t stop generosity. It is natural, normal, and wired into the existence of every human being. So why are we so nervous about it at church? Give these thoughts some significant time to brew and see if they do not inspire, affirm, and empower a new direction.

Generosity is meant to be joyful and fulfilling. It isn’t rooted in guilt, self- righteousness, or a martyr complex. It’s rooted in joy. And, in fact, it’s genius.

It’s the smartest way to live.

Generosity – a life overflowing with care and concern for others – is a brilliant way to live. It isn’t supposed to be a high, noble, sacrificial calling for a few super-spiritual people. Spending and saving carefully are wise, but giving generously is genius. Both practically and spiritually, it’s one of the smartest, most intellectually sound and emotionally satisfying decisions you will ever make for your life now and forever.

Here are four simple reasons why generosity is really the most intelligent way to live.

1. Generosity is genius because it changes our lives. People who give generously feel great about it and find themselves blessed in ways they never expected. Great things happen in them, and great things happen to those around them. It’s the ultimate win-win situation.

2. Generosity connects us with others. When people are generous and gracious, they exude love and happiness. Generous people create positive feelings in their relationships.

3. Generosity helps us invest in what matters. Spiritually, generosity protects us from shortsighted, bad investments of our time, our talent, and our treasure and creates long-term wealth. In a sense, everything you do is an investment. You are always pouring your time, talent, and treasure into something. And whatever you’re pouring into, that’s where your heart is.

4. Generosity frees our hearts. Money is the mirror of our heart before God. Notice where your money is going. That will tell you what you’re devoted to. And not only does the direction of your resources reflect where your heart is, it helps determine where your heart goes. Your heart will always follow your investments.

Chip Ingram, The Genius of Generosity

A NEXT STEP

Pastors desire a generous culture for their churches, but very few know what it really is and are willing to do the work to experience it. They tend to default toward doing nothing (except complaining) or executing yet another quick fix, short-term remedy.

True generosity is absolutely possible if you pursue these three ingredients at the same time and do not quit.

1. Possess such a powerfully clear vision that you know what not to do as confidently as you know what to do.Vision is not a generic mantra on your wall, but a clear path plainly seen by all. It should naturally propel you forward, hold you accountable, and engage the masses.
2. Align your strategy to be very simple, yet radically focused on this vision. This means your resources will be invested more than they are expended. Doing a few things very well in a repeatable process has seriously positive ramifications.
3. Chase discipleship and not money.Generosity is the fruit of a growing Christ-follower. Money can come fast enough with a well-articulated appeal or when a powerful fear is exposed. However, it stops when the circumstance changes. Generosity never stops.

How well are you doing with these three ingredients? What is one step you can take today in one of these three areas?

Generosity is possible for your church, but you have to want it – really want it – enough to invest your entire staff. Enough to be willing to reframe your vision, realign your strategy, and develop a solid discipleship path beyond just getting more people in groups. There is so much freedom and possibility on the other side of generosity.

Congregations that practice effective generosity keep first things first: they focus some of their best creativity, leadership, and energies on advancing their vision.

Congregations with solid practices of generosity have a better chance of doing effective mission. The one advances the other.

When your church focuses on generosity, you are serving people. Understanding and developing generosity helps people develop their capacity and gift for giving. In order to help accomplish this, lead your congregation by discovering the genius of generosity.

Taken from SUMS Remix 33-1, published February 2016

This is part of a weekly series posting content from one of the most innovative content sources in the church world: SUMS Remix Book Summaries for church leaders. SUMS Remix takes a practical problem in the church and looks at it with three solutions; and each solution is taken from a different book. As a church leader you get to scan relevant books based on practical tools and solutions to real ministry problems, not just by the cover of the book. Each post will have the edition number which shows the year and what number it is in the overall sequence. (SUMS provides 26 issues per year, delivered every other week to your inbox). 

> Subscribe to SUMS Remix <<

Tags: Chip Ingram, Generosity, Genius of Generosity, SUMS Remix

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6 Keys to Growing Personal Generosity

by: Brandon Cox

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Is it really possible to just stop being poor? Not always.

There are places in this world where there are no opportunities to pursue, no jobs to work, and no resources to multiply. Generational poverty is sometimes caused by a lack of natural resources, corrupt governments, oppression, and injustice.

So this isn’t a post designed to shame people who have lacked the chance to climb. In fact, I need to be clear about something right up front:

Life is not about you.

If you wind up wealthy, healthy, and happy, that’s great. But why? Hint: It’s for others.

It’s so that you can grow from being a consumer to being a contributor in a variety of ways – giving, serving, employing people, paying taxes, supporting nonprofits, etc.

Let me also say that it’s sometimes the most honorable and purposeful thing you can do to bypass wealth and opportunity to choose a higher calling.

Take William Borden, for example. He entered Yale as heir to the Borden family fortune (think Borden milk and dairy). While at Yale, he surrendered his life to a missionary calling and began traveling the world to help, to serve, and to teach people in other parts of the world. At age 25, he contracted spinal meningitis and died.

Some called his death a premature event or even a “waste.” But William Borden chose to become poor in this life so that he could enjoy a kind of wealth most people will never know.

So, wealth is not a virtue. It’s never the goal. Financial wealth is not always God’s will and sometimes a financial safety net is a distraction from living a life of risk-taking faith.

Having established that wealth isn’t everything, let me get to the real point of this post.

Sometimes, we do dumb things that cause us to stay poor. For example…

10 Common Mistakes That Keep Us Poor

1. Quitting jobs before we have a plan for what’s next.
2. Not understanding where our income will be generated.
3. Not tracking where our money is being spent.
4. Failing to plan and be intentional with our spending.
5. Using credit with little guarantee of being able to pay it back.
6. Never saving anything for a rainy day.
7. Forgetting to pay things on time and racking up late fees.
8. Paying easily avoidable interest and penalties on debt.
9. Assuming our circumstances (job, expenses, health, economy) will never change.
10. Paying premium prices for everything we buy.

And the list could go on, of course.

Angie and I have learned a lot about personal finances – some of it the hard way – and we’re still learning daily. Somewhere along the way,

• We committed to living within our means.
• We stopped using credit for minor purchases.
• We started to live on a budget.
• We started taking debt seriously and paying it off.
• We kept giving a tenth of our income away.
• We began to prepare for the future.

How to live on a budget.When we went through Dave Ramsey’s Financial Peace University, it was a game changer. Ramsey is well-known for teaching some pretty simple truth in some pretty profound ways. Such as…

• Snowballing debt to get rid of it faster.
• What kind of insurance is really needed.
• Talking about finances with your spouse.
• How credit really works.
• How to negotiate pricing.
• Getting ready for retirement.

And more. If you’ve never gone through FPU, do it as soon as possible! Ramsey isn’t always right about everything, but you can’t possibly get any worse off by following his advice until you actually have financial peace. Then, you can do your own research and disagree with him.

A great place to start is his Total Money Makeover book (get it here).

Get a Grip on Your Financial Reality

Start a spreadsheet and put everything in it. Every account. Every balance. Every interest rate. Every bill and due date. Every income source. Put it all on one single page so that you can see a complete but panoramic view of where you are financially.

If you’ve lost track of where all of your debt is and what bills you’re paying, you’re already behind. Check your credit and monitor it regularly.

Set Some Reasonable Financial Goals

Assuming you can go all gangbusters and spend zero dollars for the next six months on food and fuel is not aggressive action. It’s just unrealistic. And being unrealistic leads to frustration and to quitting early.

At the same time, this should hurt. It should be uncomfortable. It requires sacrificing some of what you’ve enjoyed until now so that you can enjoy peace a little later.

Stop Borrowing Money for Small Purchases

Dave Ramsey would disagree with the last three words of that. But not all debt is created equal. Nonetheless, if you’re not currently paying all of your credit cards off every single month, stop using them. Completely. Cold turkey.

Once you’ve done some research, you’ll start to understand why making small purchases with a credit card and it’s revolving debt interest can ultimately mean paying $5 for a $1 candy bar. Multiply that by thousands.

Generate Some Extra Income

Cutting your expenses might be enough, but often, it’s not. Sometimes a second job fits into your picture and sometimes it doesn’t. At the very least, I would highly recommend turning your hobbies and interests into a means of making money online.

When you jump into it, bootstrap it. In other words, don’t spend thousands of dollars hoping to make millions. Spend as little as possible on your extra income idea so that it at least pays for itself until it starts returning even more income.

Have Some Hard, Honest Conversations

This is the toughest part of all. Why? Because it isn’t about the money. It’s about the heart. Money is an extremely emotional thing to talk about.

We feel shame over our financial mistakes. We feel anger when someone takes more of our money than we think they should. We feel sad when something goes wrong and we don’t know what to do next. Let’s face it, we get downright depressed about our money woes!

But when it comes to money, most of the people we interact with on a daily basis are also making the same mistakes. We’re all so quiet about it that we all stay trapped in the secrecy.

Talking to an advisor, getting direction from a mentor, and especially being honest with our spouse is all part of the healing and recovery process.

Do Some Thorough Research on Personal Finances

I’m not an expert. I’m nowhere close to being an expert. But I’ve learned a lot by reading, listening, and taking courses here and there. And we’re way better off than we used to be because of that newly acquired knowledge. So,

• Take this Udemy Course on Personal Finance: Thinking Like the Rich and Acting Now, or
• Read Rich Dad, Poor Dad by Robert Kiyosaki, or
• Read The Money Class by Suze Orman, or
• The Complete Debt Relief Manual, or
• Read great blogs like Get Rich Slowly or Man vs. Debt.

There’s nothing wrong at all with being poor. But chances are, if you’re reading this, you’re probably one of the millions of people on the planet who makes mistakes that keep you unnecessarily poor.

My favorite thing about Dave Ramsey is the way he casts a vision for financial peace. He says to people who take his course, “we’re going to get out of debt so we can save more money so we can give a bunch of it away!”

Let’s do it.

Talk with an Auxano Navigator about developing a generosity culture at your church.

> Read more from Brandon.

Tags: Brandon Cox, Generosity, Personal Generosity

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Breaking the Generosity Conversation Barriers

by: VRcurator

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How do you connect with high-capacity givers in your church who are not yet giving without appearing greedy?

It’s right there in the Acts 2 account of the early church. As disciples are made, giving is a natural overflow. Generosity development in your church is really people development. Leaders need to look at the matter of generosity through the eyes of the giver instead of the staff, finance committee, or other leadership group. When you look through giver’s eyes, you will begin to see how you are actually discipling them by helping them grow their generosity and develop their giving.

Solution – Break down the barriers that prevent conversations about money

THE QUICK SUMMARY – Whose Offering Plate Is It? by J. Clif Christopher

In Whose Offering Plate Is It? author J. Clif Christopher argues for real change when it comes to understanding generosity in the church today. He believes that leaders must speak in a language the congregation understands and be prepared to defend the cause to which leaders are asking people to contribute.

Christopher believes that leaders must raise the bar of expectations and not make church “easier” than in days past. Effective communication in ways that today’s donors understand is a start. Accountability – so people will see how their money is being used – is the next step.

The offering plate of today may be an electronic draft, a website click, a kiosk set up outside the worship center, or an app on a phone. Any way you do it, though, it is still all to be done for the mission of making disciples of Jesus Christ.

A SIMPLE SOLUTION

One of the most powerful tools a leader possesses is language. Yet, it is one of the most commonly overlooked assets in communicating generosity.

Just think for a moment how influential language is in your ability to function on a day-to-day basis. Language directs, teaches, inspires, unifies, and instructs. When it comes to generosity language at church, it typically comes in a few different dialects. When pastors are uncomfortable with the topic there is silence and even light-heartedness. When there is a need it is usually communicated in terms of the budget, building, or crisis. However, you need to develop a generosity language of gratitude, vision and discipleship.

We can’t have two masters, money and God. It is one or the other. The job of every pastor is to help God come out on top and to do that he or she must work faithfully and tirelessly to remove money from that position.

Write Ten Thank You Notes Every Week – Start making it a weekly habit to thank ten people every week who genuinely deserve it. Thank people for faithfully teaching a class, taking kids on a mission trip, mowing the church lawn, and of course, giving generously.

Start Using Generosity Stories in Worship Every Week – Begin using stories just before the offering by individuals who can share how Christ or the church has changed or affected their lives.

Get Mission Focused – Push your church to define exactly what they understand the mission of your church is as stated by Scripture. 

Preach About Your Church’s Vision – Spend time in prayer and study on exactly what you feel God wants you to be doing to fulfill your mission. This sense of God’s call should become a sermon series where you seek to help your congregation understand the vision God has for your church.

J. Clif Christopher, Whose Offering Plate Is It?

A NEXT STEP

Language is a free and powerful tool. Don’t be caught sending the biblical generosity message via a fool.

Here are some ways you can begin to discover and introduce a healthy language related to generosity. Discuss these with your leadership team and begin to implement them.

• Tell a personal story about a money challenge you have faced. The process of how you worked through it should be human and identifiable by all.
• Provide an illustration from common culture about how people, companies, or organizations are living generous lives. It is easy to find stories today of unassuming people doing simple things to make a powerful impact. Remember, it is not about the size of the gift, but that it is relatable to life.
• Develop a series of messages based on the following top ten myths of a generous church.

1. Generous Churches are huge.

> False: They come in all sizes.

2. Generous Churches are filled with rich people.

> False: They are filled with growing people.

3. Generous Churches are in the Bible Belt.

> False: They are anywhere.

4. Generous Churches are older and more mature.

> False: They are changed, focused, and passionate.

5. Generous Churches are growing rapidly.

> False: They are consistently aligned.

6. Generous Churches are only about numbers.

> False: They are about impact.

7. Generous Churches have a charismatic leader.

> False: They are a led by a visionary leader.

8. Generous Churches are in big cities.

> False: They are where a generous leader is.

9. Generous Churches have a large staff and budget.

> False: They have a leadership pipeline and spend strategically.

10. Generous Churches have small visions.

> False: They pray and live boldly.

Congregations that practice effective generosity keep first things first: they focus some of their best creativity, leadership, and energies on advancing their vision.

Congregations with solid practices of generosity have a better chance of doing effective mission. The one advances the other.

When your church focuses on generosity, you are serving people. Understanding and developing generosity helps people develop their capacity and gift for giving.

Taken from SUMS Remix 33-3, published February 2016

This is part of a weekly series posting content from one of the most innovative content sources in the church world: SUMS Remix Book Summaries for church leaders. SUMS Remix takes a practical problem in the church and looks at it with three solutions; and each solution is taken from a different book. As a church leader you get to scan relevant books based on practical tools and solutions to real ministry problems, not just by the cover of the book. Each post will have the edition number which shows the year and what number it is in the overall sequence. (SUMS provides 26 issues per year, delivered every other week to your inbox). 

> Subscribe to SUMS Remix <<

Tags: Generosity, Giving, J. Clif Christopher, SUMS Remix, Whose Offering Plate Is It/

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Is Up and to the Right, Always Right? Understanding Church Giving Increases

by: Dan Reiland

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I had a conversation with a pastor last week who told me that the giving in his church was on the rise and he asked how he should interpret that.

That’s a sharp pastor.

Normally, we only do an analysis to understand what’s going on when the giving decreases. That’s necessary and can be helpful, but it’s mostly playing defense.

It’s better to know how to interpret giving when it’s increasing, so you can understand it in the moment and lead accordingly.

You might consider this semantics, asking, don’t we use the same factors to understand giving regardless if it’s increasing or decreasing? Yes, to some degree that’s true. But deliberate cultivation of generosity when it’s increasing is the wiser stewardship because it’s proactive rather than reactive.

In other words, it’s like attendance. When a leader says to me, “My overall church attendance is increasing rapidly, but I have no idea why,” he or she can’t learn from or leverage the momentum. They are so excited and grateful, they receive the attendance as a gift and think, “I don’t know why I’ve received this gift, but I’m sure happy about it.” That’s a great attitude, but not the best leadership.

More importantly, if you don’t know why it’s increasing, you are less likely to understand why it’s declining, (if or when it does), and therefore, it takes you longer to change the course of giving.

If you only know why your attendance is decreasing, you are always reacting and playing catch up to a problem, rather than seizing the power of momentum. It’s the same with the giving in your church.

So, here are the factors the pastor and I discussed to help interpret an increase in giving.

1) A positive response to the vision.

If your giving is up, take a look at what you have been doing to communicate the vision and how the congregation is responding. Ask yourself why it’s working. Learn from it, ask questions of key leaders to discover how they are responding as well. Continue to refine and bring clarity to the vision and how you communicate it. A real test of vision is whether or not the congregation takes action.

2) Maturing of faith.

We know that giving follows in tandem with the increasing spiritual maturity.

As believers learn to trust God and obey His word, giving is part of a natural expression of faith. It’s rare that a nominal believer consistently practices percentage giving. When giving is increasing, be keenly aware of the spiritual dynamics in play from the prayer life of the congregation to their hunger for the Word.

What practices seem to be increasing and why? When can you learn and leverage to help people continue to mature in their faith?

3) Confidence and trust in the senior pastor.

In general, people will not give to the church where they don’t have confidence in the leadership of the pastor. And they certainly don’t give if the pastor is not trusted.

The more extreme examples need no explanation, but this is often difficult to discern in the more moderate illustrations. For example, if the pastor is liked, but doesn’t seem to have a clear direction of where the church is headed, the confidence of the people is likely low.

Strong giving is not only an indicator of mature and obedient believers but also that they have confidence in the leadership of the pastor. If you are not sure, one of the best ways to know is to ask several trusted leaders and confidants in the church, such as board members, prayer partners, and one or two key staff.

4) Relationally connected with others in the church.

People always feel more connected when they share meaningful relationships with each other as part of the congregation.

There are two primary long-term points of connection. They are small groups and serving.

Small groups carry a strong sense of community and belonging as people open up, get to know each other, pray and support each other in their everyday lives.

Serving teams often carry an even stronger sense of community because of the bonding that takes place when people serve together on a team focused on a particular goal or mission.

There are obviously other factors at play when it comes to increased giving such as the possibility that a single large gift caused the offering to increase substantially that month.

We learn different things if there are a few additional significant contributions or if there many smaller ones. It’s important to understand why a large contribution is given, but it’s more important to understand trends.

I’m more like the pastors who are just grateful when God blesses. I have caught myself saying, ‘You know, I’m not sure why the giving is so strong, but I’m very grateful.” That’s obviously not a bad thing, but the leader in me needs to be grateful and have a good understanding of God’s blessing. That enables me to lead farther and extend God’s Kingdom to the greatest potential. That will help you too.

Learn more about generosity and giving patterns – talk with an Auxano Navigator.

> Read more from Dan.

Tags: Church Giving, Dan Reiland, Generosity, Giving, budget giving

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